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Find your perfect home with Experts of Real Estate. We are the local experts in Fillmore and are just a click away from helping you find your dream home.

The Home Buying Process

It’s important to understand all the moving pieces that make up the home buying process.

Buying Process One

Market Analysis

Know What You Need And What’s Available

It’s important when purchasing a new home, to have all the facts you need to make an informed decision and Experts of Real Estate has extensive experience and local housing market knowledge in Fillmore to help you do just that. We will work with you to ask all the necessary questions and gather important information about exactly what you are looking for, including many factors and features that will be driving your home purchasing decision. We will then go to work, based on your unique and specific criteria, to find the perfect home for you.

Buying Process Two

Home Financing

Let’s Take Care Of The Finances Early

Getting everything together for financing a new home can be daunting. However, it is crucial to ensure you have the strongest financial footing for when we find you that perfect home. At Experts of Real Estate we have a network of trusted lenders and when you work with us, our network becomes your network. With their help, we can determine exactly how much you can afford and will get you formally pre-approved for a home loan so we can start exploring your options.

Buying Process Three

Home Shopping

This Is Where The Fun Begins

The excitement of buying a new home starts with the search. By combining your financials with our market analysis, we will use our expertise to narrow down a list of potential homes that check off all your boxes. Then, the fun begins as we start to visit each property and compile a list of pro’s and cons for each home to be used to narrow down our current selection and/or for future property searches.

Buying Process Four

Making Offers

Negotiating Your Dream Home

When buying a home, your initial offer is a critical part of the process because it has to meet both buyer and seller expectations, and initiates the home buying and negotiating process. Experts of Real Estate will help you determine a fair, data-driven offer based on our in-depth market analysis and will then utilize our years of experience, market expertise, and relationships to negotiate the best deal for you.

Buying Process Five

Property Inspections

Conducting A Property Inspection

Once your offer is accepted by a seller, the next step is to get a complete home inspection to get a full understanding of the condition of your home, including what isn’t visible to the naked eye. We will provide you with a trusted home inspector and carefully review the results with you and make recommendations based on the results. This is another crucial part of the process, as it can serve as a negotiating tool, as well as offers strong assurance and peace of mind for your new home purchase.

Buying Process Six

Financing Approval

The Home Buying Process Is Almost Complete

Experts of Real Estate has years of experience and expertise to ensure the final and most crucial stages of your home loan approval are not overwhelming. We will monitor and update you on the progress of your home buying transaction and keep you informed of any updates and/or items needed along the way. And once we get the financing approval, or “clear to close” you’ll be in the final stretch towards homeownership.

Buying Process Seven

Now, We Celebrate

Congratulations! You Are A New Home Owner!

The closing or escrow process takes a lot of work, time, and effort from all parties and Experts of Real Estate will be by your side every step of the way. Once completed, after receiving clear to close, we will conduct a final property walk-through with you to ensure any items that needed to be addressed have been completed, as well as to ensure nothing has changed with the condition of the home. Then we’ll schedule settlement, and once both parties have signed all necessary documents, your new home is officially yours, and it’s time to celebrate!


What Our Clients Say

"What truly set Experts of Real Estate apart was their unwavering commitment to my needs. As a first-time homebuyer, I had numerous questions and uncertainties, but Oscar Vasquez was there to patiently guide me through each step. He took the time to explain the intricacies of the buying process, ensuring that I felt empowered to make informed decisions."

Client Testimonial

"One of the standout qualities of Experts of Real Estate was their dedication to finding not just any house, but the right home for me. They took the time to understand my lifestyle, preferences, and long-term goals, which translated into a tailored approach to home recommendations. This level of personal attention made me feel valued and understood throughout the process."

Client Testimonial

"Experts of Real Estate demonstrated an unmatched understanding of the local real estate landscape. Their in-depth knowledge of Ventura County's neighborhoods, market trends, and property values ensured that I was well-informed at every stage of my search. Their ability to curate a list of properties that aligned perfectly with my preferences and budget was truly remarkable."

Client Testimonial

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